PCH or Personal Contract Hire to use the full name, is the official wording for a personal leasing contract. It is a long-term rental agreement, so you are renting the new Volvo S90 saloon for a set number of years and an agreed mileage, and at the end of the contract you return the car. Unlike a similar sounding PCP contract the car always belongs to the leasing company, so no need to negotiate on the price up front as a bigger discount than you could ever get from a dealer has already been negotiated and included in the figures, and there is no option to buy, which makes life much simpler for you at the end of the agreement as there is no need to take the car round multiple dealers looking for your next deal and try and value or part exchange the car and no worries that you are being ripped off by the dealer on its trade-in value. Having advertised PCP deals for many years here at Orangewheels we have found that time and again PCH on a S90 works out cheaper and with a smaller initial payment than the deposit you would pay on a PCP.
A Volvo S90 PCH deal is very easy to set up, simply choose between the R-Design or Inscription spec, with T8 Recharge plug-in hybrid option. Choose the number of years for the lease and the mileage, and choose the size of the initial payment (the larger the initial payment the smaller the rest of the monthly payments are) The monthly leasing price is shown instantly, and if you want to accept just say yes, sign a couple of forms and the car is delivered to your door anywhere in the Mainland UK for free, all you need to do is insure it and maintain it!
The initial payment comes out by direct debit usually 7-10 days after delivery, and the rest of the payments start a month after that. Towards the end of the contract you are contacted to arrange a convenient time for collection, at which point you can choose your next PCH agreement on your next new car with no hassle whatsoever!
Orangewheels has the full range of Volvo S90 PCH deals shown above, and we search an extensive panel of approved UK leasing companies to find the best prices, with road tax and mainland UK delivery included in the price, plus a full maintenance package including servicing and tyres can be added as an option for complete peace of mind.